After the death of a loved one, a family must make important and difficult decisions. In addition to burial expenses, there may be outstanding debts, including unpaid medical bills, leaving your family in debt.
No one wants to think about their own funeral. But with early and careful planning, you can have peace of mind knowing you have taken care of your final expenses, easing the emotional and financial burden on your loved ones.
Central United Life can help you plan for the future so your final expenses do not become the worry of your family. Premier Life offers you a simple and cost effective life insurance plan to cover your final expenses.
Premier Life is a traditional whole life insurance policy offering an Immediate Death Benefit to those who qualify based on health related questions.
Premier Life is available to individuals between the ages of 18 - 80 and for amounts of $5,000 - $50,000 based on your current age.
|National Median Cost of an Adult Funeral with Viewing and Burial: 2004 vs. 2014|
|Nondeclinable basic services fee||$2,000||$1,460||37.0%|
|Removal/transfer of remains to funeral home||$310||$195||59.0%|
|Other preparation of the body||$250||$174||42.9%|
|Use of facilities/staff for viewing||$420||$339||23.9%|
|Use of facilities/staff for funeral ceremony||$495||$395||25.3%|
|Basic memorial printed package||$155||$95||63.2%|
|Median Cost of a Funeral With Viewing and Burial||$7,181||$5,582||28.6%|
|Total with vault||$8,508||$6,580||29.3%|
2004 prices have not been adjusted for inflation.
* Median Price – The amount at which half of the figures fall below and half are above
The average cost of a funeral is more than $7,181 before costs for a vault, monuments/markers, flowers or obituaries are added.* The unexpected burden of these costs can be financially devastating to loved ones in the event of a death.
There are more costs associated with Final Expenses than just Funeral Costs. Some of the costs your family could have to face include:
*From the National Funeral Directors Association Cost of an Adult Funeral: 1960 - Present
|Issue Age||Death Benefit Amount|
|18 - 50||$5,000 - $50,000|
|51 - 80||$5,000 - $25,000|